Understanding and managing debt
Spot the warning signs of over-indebtedness early and build a realistic repayment strategy.
- Duration
- 2 days · 12h
- Format
- Intensive multi-day, one day per week, or weekend
- Language of instruction
- Khmer, with English materials
- Locations
- Siem Reap, Kampong Chhnang, Phnom Penh
Objective
Help participants understand debt and develop strategies to prevent or overcome over-indebtedness.
Main topics
- What is debt?
- Good debt versus harmful debt
- Understanding interest and repayment obligations
- Household debt
- Business debt
- Warning signs of over-indebtedness
- Prioritising repayments
- Preparing a debt repayment plan
- Negotiating repayment conditions
- Avoiding informal and high-cost borrowing
- Building an emergency reserve
- Preventing recurring debt problems
Practical exercise
Participants analyse a household facing several debts and develop a realistic repayment strategy.
What is included
- Trainer-led sessions in person
- Printed workbook and reusable templates
- Individual and group exercises
- Certificate of participation on completion